Compliance & Legal

Glenzy operates as a credit aggregator — connecting borrowers with lending partners and platforms through secure, transparent workflows.

We are not a lender or bank

Our compliance posture

Aggregator, not a lender

Glenzy does not extend credit, make underwriting decisions, or issue binding offers. We package borrower information and connect it to matched lenders who make all credit decisions.

SBA alignment

For SBA borrowers, Glenzy works with SBA‑approved lenders. We are not affiliated with or endorsed by the U.S. Small Business Administration.

Eligibility & credit checks

Exploring eligibility through Glenzy may use soft inquiries that do not impact your credit score. If you proceed with a lender application, that lender may perform a hard inquiry, which can affect your score.

Data minimization

We collect only what’s needed to evaluate eligibility and package a lender‑ready file. Information is shared with lending partners only with your consent and for the purpose of obtaining credit.

Security practices

Transport‑layer encryption (TLS 1.2+), encryption at rest for sensitive data, role‑based access controls, principle of least privilege, and auditable activity logs. We align with SOC 2 best practices.

KYC/KYB & verification

With your permission, we may use third‑party providers (e.g., bank‑linking, business verification, credit bureaus) to verify identity and business details for compliance and fraud prevention.

For questions about compliance, contact: compliance@glenzyfi.com

Disclosures

Privacy Notice

We describe what data we collect, how we use it, who we share it with (e.g., lenders, verification providers), and your rights to access or delete it.

  • Categories: identity, contact, financial, business info, device data
  • Uses: eligibility assessment, packaging for lenders, compliance & security
  • Choices: access, correction, deletion, and marketing opt‑out
Read the full policy: Privacy Policy

Terms of Use

By using Glenzy, you agree that we provide an information and matching service only. We do not guarantee approval, any specific rates, or funding timelines.

  • No financial, legal, or tax advice
  • Offers and terms are provided by lenders, not Glenzy
  • Service is provided “as‑is”; eligibility and availability may vary
Read the full terms: Terms of Service

Data Security

We apply administrative, technical, and physical safeguards to protect personal and business information.

  • TLS encryption in transit; encryption at rest for sensitive data
  • Role‑based access, least‑privilege, and multi‑factor authentication
  • Vendor due diligence and DPAs with subprocessors where applicable
  • Data retention schedules; deletion upon request where required

Security questions: security@glenzyfi.com

Regulatory & general disclaimers

  • No lender or bank: Glenzy is not a lender, broker of record, or bank. All credit decisions, APRs, fees, and terms are set by lending partners.
  • No guarantee of approval: Submitting information via Glenzy does not guarantee an offer, approval, or specific funding timeline.
  • Accuracy of information: You are responsible for ensuring that information provided is accurate and complete.
  • Third‑party trademarks: Names and logos of third parties are property of their respective owners and do not imply endorsement.
  • Geographic limits: Certain products may be unavailable in some states or regions and are subject to change.

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