There’s a big difference between checking eligibility and applying for a specific loan.
Soft vs hard inquiries
- Soft: Pre‑qualification, rate checks, identity confirmation. No impact on score.
- Hard: Final application with a specific lender. Can affect your score temporarily.
How Glenzy approaches this
We use soft‑pull friendly screening whenever possible and tell you if/when a lender will require a hard pull.
Reminder: Each lender sets its own policy; Glenzy will surface it clearly.
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